Risk Management

Index

Introduction Statements

1. Risk Management Introduction
   • State Insurance Department
   • State Property Fire Insurance Fund
   • Values of State-Owned Assets
   • Fire and Lightning Coverage
   • Extended Coverage
   • Deductibles

Policy Statements

1. Buildings and Contents Insurance
   • Coverage
   • Additional Coverage
   • Burden of Proof
   • Renovations and New Buildings
   • Filing Claims

2. All-Risk Insurance on Specific Equipment
   • Coverage Must Be Requested
   • General Instructions
   • Federal Property

3. Vehicle Insurance
   • Damage to Vehicle
   • Worker's Compensation Coverage
   • Passenger Medical Coverage
   • Vehicle Identification
   • University Vehicle Liability
   • University Vehicle Liability Limits
   • Driver's Personal Liability and Available Non-Owner Coverage
   • Physical Damage (Comprehensive and Collision Coverage)
   • University Liability Coverage
   • Courtesy Vehicles
   • Foundation Vehicle Exclusion
   • Medical Payments and Physical Damage Exclusion
   • Named Non-owners Coverage
   • Supervisor's Responsibilities

4. Use of Vehicles for Insurance Purposes
   • Student Organization Use
   • Use of Vehicles by Students and Others
   • Passengers

5. Rental Vehicles and Policies
   • Rental Contacts
   • Rental Vehicle Contract
   • Signing of Right to Recovery Waiver

6. Bonding and Cash Losses
   • Honesty Bond

7. Personal Losses
   • No Protection
   • Non-state Vehicle

8. Personal Liability Protection
   • Employee Coverage
   • Notification
   • Notice of Procedure Change

9. Optional Liability Protection
   • Optional Job-Related Liability Insurance
   • Coverage
   • Definition
   • Exclusions

10. Relocation of University-owned Property to an Off-campus Site
    • Personal Use
    • Off-campus Use

Procedure Statements

1. Reporting Building and/or Contents Claims
   • Building and Contents Loss Procedures
   • Procedure Steps
   • Specifically Insured Equipment Loss Procedure

2. Reporting Motor Vehicle Accident and Comprehensive Claims
   • General Policies and Procedures
   • Reporting the Accident
   • Filing Estimates and Repairs
   • Special Case
   • Comprehensive Loss Reporting

3. Reporting Loss of University Cash or Securities
   • Loss Discovery
   • Check Security Measures
   • Reimbursement

4. Authorization for Driving Record Verification
   • Procedure for Requesting Driving Record Verification

Appendix

1. Vehicle Accident Reporting Form (VAR-1)

2. Vehicle Accident Reporting Form (VAR-2)

3. Authorization for Driving Record Verification (DRV-1)