For more information regarding financial aid at the Brody School of Medicine, please contact:
Deana Summerlin, Assistant Director, Office of Student Financial Aid
Email her at firstname.lastname@example.org
Students should identify in subject line they are medical students and include their ECU Banner ID (i.e. medical student-First & Last Name-refund question)
This phone number is answered by representatives in the Financial Aid Call Center. Students should identify that they are a Brody Medical Student and request to speak with Deana Summerlin.
Address fax to Deana Summerlin
Please note to send future scholarship checks and or correspondence to Ms. Deana Summerlin.
If you are planning to use Financial Aid as a means of paying your tuition, you need to complete the Free Application for Federal Student Aid (FAFSA) or renewal FAFSA via the web (www.fafsa.ed.gov)
Please indicate that you want your information released to East Carolina University, school code 002923.
If this is your first time applying, you will need to apply for an FSA ID at https://fsaid.ed.gov. As a medical student, you are automatically considered independent for financial aid purposes. Only your income is used to calculate eligibility for the Federal Stafford Loan programs. BSOM does not require you to report parental income information on the FAFSA.
Students may submit their FAFSA beginning October 1. However, if you plan to file a tax return, you are encouraged to submit your FAFSA during that time.
BSOM does not enforce a FAFSA deadline. However, students are encouraged to submit as early as possible to secure funding prior to the start of class.
BSOM will begin reviewing FAFSAs in March. Financial Aid award offers will be mailed afterwards.
If you need help completing the FAFSA, contact the U.S. Department of Education at: 1-800-433-3243
This scholarship/loan program is offered through the College Foundation of North Carolina. A scholarship/loan means that although it is technically a loan, if you follow the rules and obligations of the program, the amount is forgiven through service and thus becomes a scholarship.
FELS provides financial assistance to qualified students who are committed to working in North Carolina in fields designated as critical employment shortage areas. These programs are related to teaching, allied health, nursing, and medicine programs. BSOM students are eligible to receive $14,000 per year for four years.
Application deadlines vary.
For more information and to apply go to http://www.cfnc.org/FELS.
The Cost of Attendance (COA) provides students with an idea of what costs might be incurred as a medical student attending BSOM. There are two types of costs listed: direct costs and indirect costs.
Direct Costs include tuition and fees that are paid directly to the university. The student health insurance plan is also a direct cost for students who choose to purchase the plan.
Indirect Costs are expenses you will likely pay during the academic year. Indirect costs are not billed by the university. Example of indirect costs include; books and supplies, rent, transportation, and personal expenses. Indirect costs are simply estimates. You can control how much you spend. Use our estimates as a starting point and then budget appropriately. Keep in mind that the Financial Aid Office can only award students with an amount of aid equal to or less than their cost of attendance.
Married students and/or students with dependents should note that your budget only includes living expenses solely for you. The expectation is that the living expenses of your spouse and dependents will be met through spouse’s earnings.
However, students may apply to receive additional loans for child day care costs and for other unusual expenses that affect the student's ability to pay. Students will be required to provide documentation such as receipts at time of request. These requests are reviewed on a case-by-case basis.
Cost of Attendance does not include consumer debts, such as car payments, bank loans, or credit card obligations which students may have established prior to medical school. Students should try to eliminate previous debts before beginning their medical school career.
COST OF ATTENDANCE for academic year 2017-2018
This policy has been developed to ensure that the Student Financial Aid Program meets or exceeds requirements set forth by federal regulations governing academic standards of progress for financial aid eligibility. This policy applies to those students receiving Title IV financial aid. Federal guidelines require that a policy be determined that is both quantitative (time frame) and qualitative (grades) for financial assistance. A student in “good academic standing” is one who has officially matriculated and is presently pursuing a program of study defined by the University as leading to the satisfactory completion of that program. In addition, the student must be proceeding at a pace which, if continued, will lead to the awarding of a medical degree.
In order to receive federal and other types of financial aid, students must comply with the Brody School of Medicine’s Satisfactory Academic Progress guidelines and financial aid guidelines.
Standards of Satisfactory Academic Progress:
You must maintain satisfactory academic progress in your program of study in order to receive financial aid. There will be four Student Review and Promotion Committees representing each of four curriculum years (M-1, M-2, M-3 and M-4). Each committee will review student performance during the given academic year, and make recommendations concerning students' academic development to the Dean. Each committee is responsible for recommending student promotion to a subsequent year. Details are available at: https://www.ecu.edu/cs-dhs/bsomstudentaffairs/MD_StudentGrading.cfm
Students must be admitted and enrolled as MD degree seeking students on at least a half-time basis as defined by the Dean for Student Affairs and meet the University’s standards for continued enrollment in the MD degree program.
The normal time-frame for completion of required coursework for the MD degree is four academic years. Due to academic or personal difficulties, a student may require additional time. General requirements are that full time medical students may not exceed the 150% time limitation (6 years) to complete the program for which he or she is enrolled. If a student is registered full time, he/she should complete the first two years of the curriculum by the end of the third academic year after matriculation.
A student registering for less than full-time enrollment is calculated based upon a proportion of the actual registered hours since the time of first enrollment. If a student is re-mediating and repeating coursework, he/she must pass and complete all the re-mediated courses that semester(s).
The period of time for which a student is registered to pursue a full-time non-credit research fellowship shall be excluded from the maximum time frame in which an individual student will be expected to complete the program.
Leave of Absence:
A student may be granted a leave of absence for a variety of reasons. The period of leave for which the student has been approved may be excluded from the maximum time frame in which an individual student will be expected to complete the program. Financial aid however may be affected by a leave of absence. Consult your financial aid director if you are thinking about a leave of absence. For more details regarding Leave of Absence and Withdrawals, please refer to the following link http://www.ecu.edu/cs-dhs/bsomstudentaffairs/MD_StudentGrading.cfm
For transfer students, the total years for completion of a degree include time spent at the previous institution. Hours are applied toward the degree objective at this institution.
Course of Action:
If a student is not making academic progress, the Director of Financial Aid and or Promotions and Review committee will review the student’s record and recommend a course of action which may consists of one of the following;
Financial Aid Probation: In the event that a student fails to meet any of the above criteria in a particular semester, the student will be placed on Financial Aid Probation. A student in this category may receive financial aid for the upcoming semester although at the end of that semester the student must have completed the designated number of requirements. A student who has not completed the designated number of requirements by the end of the probationary semester will be suspended from the receipt of further financial aid.
Financial Aid Suspension: Normally consists of one semester of an academic year in which you will not receive Title IV federal financial aid because of failure to meet the minimum Good Standing requirement during the Financial Aid Probation period. You may appeal with evidence of extenuating circumstances.
Appeal of Financial Aid Probation/Suspension:
Students have the right to appeal their Financial Aid Probation/Suspension status. Federal regulations provide limited flexibility based upon appropriate documentation of circumstances. In the case where a student can demonstrate mitigating circumstances which contributed toward his/her inability to achieve satisfactory academic performance (e.g. illness, or death in the family), the Director of Financial Aid may reinstate the student's financial aid eligibility. Eligibility for subsequent terms would be determined following an evaluation of performance for the reinstated enrollment term. If necessary, a copy of the letter of appeal may be forwarded to the ad hoc appeals committee for review. All appeal decisions are final. The student will be notified in writing of the results. If financial aid is suspended, no further aid is disbursed until the student meets requirements.
Conditions of Reinstatement:
A student shall be reinstated for financial aid eligibility at such time as he or she successfully completes sufficient hours and has a sufficient GPA to meet the minimum eligibility requirements as set forth in this policy. It is the student’s responsibility to present evidence to the Financial Aid Office at the time he/she has met minimum requirements for reinstatement. The student will observe all normal application procedures and deadlines for financial aid consideration.
Financial Aid Appeal Procedure:
A detailed appeal letter must be delivered to the Financial Aid Office for review by the Director of Financial Aid. In making determination to reinstate or not reinstate the student's eligibility for further financial aid, the Director will assess the factors that contributed to the student not complying with the minimum academic requirements. The Financial Aid Director will inform the student of this decision, in writing. If the appeal is granted an agreement for continued financial aid will be included, outlining the conditions of the continuation.