Historical overview of the UNC system wide Student Health Insurance Plan
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Deadline to take action (either enroll in, or waive out of, SHIP):
Fall semester September 11Spring semester January 31
When students who are uninsured become seriously ill or injured, their academic careers are seriously threatened by substantial health care debt, disability, or both. As a result, all state institutions in North Carolina, including East Carolina University, require students meeting specific eligibility criteria to have health insurance. Students who do not have insurance, or who have inadequate coverage, can enroll in the university sponsored Student Health Insurance Plan (SHIP). Those students who already have their own coverage, or who are still covered under a parent or guardian plan, can "waive out" of the requirement by providing documentation of their coverage.
Undergraduate and Graduate students must be: • in degree seeking programs AND • enrolled in 6 or more credit hours on campus AND • pay the health fee with tuitionAll students meeting eligibility criteria will be automatically billed for SHIP. It is the student's responsibility to submit their current insurance information to waive out of SHIP and have the charge credited back to their tuition bill. Please note: Distance education students are not required to have health insurance nor are they required to waive out.
The university health fee that ECU students pay as part of their tuition entitles them to many professional services offered by the Student Health Service. The fee itself pays for office visit/provider charges, meaning a student does not have to pay to be treated by a health care provider. However, the fee does not cover ancillary services such as lab, radiology, medical supplies, some procedures, or pharmacy. SHIP works in partnership with the university health fee to provide seamless health care at a reasonable cost to students. The university health fee covers office visit/provider charges at SHS, while SHIP helps cover ancillary charges such as lab, x-ray, supplies,medications, etc. SHIP is utilized just as any other health insurance plan. This policy can be used for outside provider appointments as well as services rendered at SHS.ECU Student Health files claims for SHIP and most Aetna, Blue Cross Blue Shield, Coventry, First Health Network and MedCost policy holders. Students who have policies through other insurance carriers may request a walk out statement that can be used to self file claims. Please be advised that ECU Student Health may not be in network for other insurance carriers. It is strongly advisable that a student consults their individual policy regarding benefits and coverage before seeking care at ECU Student Health.
Student Blue has a website just for ECU parents and students. To view plan benefits, including a general summary, medical benefits, and health/wellness benefits, visit the Student Blue for ECU benefits page.For a quick reference, check the table below for at-a-glance benefit information.
Once a student is registered for classes, he/she can enroll in SHIP. To enroll, visit Student Blue for ECU/Enrollment*. Brand new students will need to first create an account by entering their Banner ID and date of birth, then complete the enrollment form; returning students should log into their existing account with their e-mail address and Student Blue account password. Need to find a provider, view claims history, find out about health and wellness programs? Visit the Resources page.*We have been notified that certain browsers (particularly Internet Explorer) may cause users to experience error messages when trying to enroll--SHS recommends users access the Student Blue site via Google Chrome if possible.
Want to keep your current health coverage? Ready to waive out of SHIP?Students must be registered for classes to be able to start the waiver process. Once a student is registered, gather current insurance information and then visit the Student Blue for ECU/waiver site*. Brand new students will be required to create an account by entering their Banner ID and date of birth to proceed with the waiver process; returning students should log in to their existing account with their e-mail address and Student Blue account password. Please note: in order to have your waiver
approved and the credit applied to your account, you must submit proof
of creditable health insurance coverage that was effective on or before
September 1st (Fall semester waivers) or February 1st (Spring semester
The health plan for ECU Post Doctoral Students is also provided through Student Blue from Blue Cross Blue Shield but has a separate page specifically for Post Doc students. Visit the Student Blue for ECU Post Docs welcome page to find plan information, a benefit summary, and other resources.